vixalorenta - Personalized Financial Planning & Free Expert Consultations

Acceptance of Terms

By accessing, browsing, or using this website and services provided by vixalorenta, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services. Your continued use constitutes ongoing acceptance of these terms as they may be modified from time to time.

Key Definitions

For purposes of these Terms and Conditions, the following definitions apply:

vixalorenta, We, Us, Our refers to the financial planning service provider operating vixalorenta.com and providing consultation services described on this website.

You, Your, User, Client refers to any individual or entity accessing this website, requesting consultations, or engaging our services in any capacity.

Services refers to financial planning consultations, advice, analysis, and related services provided by vixalorenta through various channels including in-person meetings, telephone, video conferencing, or electronic communication.

Website refers to vixalorenta.com and all associated pages, content, and functionality.

Service Usage Agreement

vixalorenta provides personalized financial planning consultations designed to help clients understand their financial situations and develop strategies for achieving their goals. By engaging our services, you acknowledge that financial planning involves analysis of your unique circumstances and that recommendations are based on information you provide. Results may vary based on individual situations, market conditions, and adherence to suggested strategies.

User Eligibility

Our services are intended for individuals who are at least 18 years of age and have the legal capacity to enter into binding agreements. By using this website or engaging our services, you represent and warrant that you meet these eligibility requirements and that all information you provide is accurate and complete.

vixalorenta reserves the right to refuse service to anyone for any reason at any time.

Your Responsibilities as Client

When engaging vixalorenta's services, you agree to the following responsibilities:

Provide accurate, complete, and truthful information about your financial situation, goals, obligations, and circumstances relevant to the planning process.

Inform us promptly of any material changes to your financial situation, goals, or other relevant circumstances that may affect recommendations.

Review all materials, recommendations, and communications carefully and ask questions about anything you do not understand before making decisions.

Maintain confidentiality of any login credentials or access information provided for client portals or communication platforms we may use.

Prohibited Uses

You agree not to use our website or services for any of the following purposes:

Any unlawful purpose or in violation of any local, state, national, or international law or regulation.

To transmit or procure the sending of any advertising or promotional material without our prior written consent.

To impersonate or attempt to impersonate vixalorenta, our employees, another user, or any other person or entity.

To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website, or which may harm vixalorenta or users.

To use any automated system including robots, scrapers, or data mining tools to access the website without our express written permission.

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, software, and other materials, is the property of vixalorenta or its content suppliers and is protected by Australian and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content without our express written permission.

User-Generated Content

If you submit feedback, testimonials, reviews, or other content to vixalorenta, you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, adapt, publish, and display such content for business purposes including marketing and website improvement. You represent that any content you submit is accurate and does not violate any third-party rights.

Your Rights in Content

You retain ownership of any personal information and financial data you provide to vixalorenta. We use such information only as described in our Privacy Policy and in accordance with Australian privacy laws. You may request access to, correction of, or deletion of your information subject to legal retention requirements.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using our services, you consent to our privacy practices as described in that policy. We implement appropriate security measures to protect your information in accordance with Australian privacy principles.

Read our Privacy Policy

Important Service Disclaimers

Please review these important disclaimers regarding vixalorenta's services:

No Guarantee of Results

vixalorenta provides financial planning guidance and analysis based on information you provide and our professional judgment. However, we make no guarantees regarding specific financial outcomes or results. Results may vary significantly based on individual circumstances, market conditions, economic factors, and your adherence to recommended strategies. Past performance does not guarantee future results.

Limitation of Liability

To the maximum extent permitted by Australian law, vixalorenta shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or intangible losses resulting from your use of our services or website.

Indemnification

You agree to defend, indemnify, and hold harmless vixalorenta, its officers, employees, contractors, and affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of the website or services, your violation of these Terms, or your violation of any third-party rights.

Dispute Resolution Process

We value our client relationships and prefer to resolve disputes amicably:

Negotiation Process

If any dispute arises relating to these Terms or our services, you agree to first contact vixalorenta to attempt resolution through good faith negotiation. Most concerns can be resolved quickly through direct communication with our team. We commit to responding promptly and working collaboratively toward mutually acceptable solutions.

If negotiation does not resolve the dispute within 30 days, either party may pursue other resolution methods.

Alternative Dispute Resolution Options

Before pursuing formal legal action, parties may consider mediation or other alternative dispute resolution mechanisms available in Australia. These processes often provide faster, less expensive resolution than court proceedings while allowing both parties to maintain control over outcomes.

Learn about dispute resolution

Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid under applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole. Such provisions will be modified to the minimum extent necessary to make them enforceable while preserving the parties' original intent.

Entire Agreement Terms

These Terms and Conditions, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and vixalorenta regarding use of the website and services, superseding any prior agreements or understandings whether written or oral.

Applicable Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of Australia, specifically the jurisdiction where vixalorenta operates. Any legal action or proceeding relating to your use of this website or services shall be brought exclusively in the courts of that jurisdiction, and you consent to personal jurisdiction in such courts.

Termination

vixalorenta reserves the right to terminate or suspend your access to our website or services immediately, without prior notice or liability, for any reason including breach of these Terms. Upon termination, your right to use the website and services ceases immediately. Provisions that by their nature should survive termination shall survive.

Modifications

vixalorenta reserves the right to modify or replace these Terms and Conditions at any time at our sole discretion. Material changes will be effective upon posting to the website with an updated revision date. Your continued use of the website or services following any changes constitutes acceptance of those changes.

Contact Information for Terms

If you have questions or concerns about these Terms and Conditions, please contact vixalorenta using the following information:

Email Address: content@vixalorenta.com

Phone Number: +61.2.0874.5826

Mailing Address: 125 Stirling Street, Perth, WA 6000 Australia

Terms and Conditions of Service